Built for Exit Planners & Wealth Advisers
A retirement plan is incomplete when the owner’s largest asset is a guess.
Owners often have a target date and a target lifestyle. What they lack is a clear, current view of whether the business can support both.
What AltosIQ contributes
AltosIQ gives exit planners and wealth advisers a documented way to discuss current business-value context, the assumptions behind it, and the operational factors that may separate an owner’s exit goal from today’s reality.
The challenge
The owner’s balance sheet is not the same as the owner’s plan.
An owner may say they need a certain amount to retire, while the company’s value story depends on a single customer, the owner’s own relationships, or financial records that do not clearly support the earnings. The right response is not to promise an outcome. It is to establish a baseline, identify the gap, and make the improvement conversation concrete.
A deliberate workflow
Turn an exit goal into a sequence of questions
- 01
Establish the current value context
Use documented analysis to give the broader team a clear starting point.
- 02
Connect it to the owner’s goals
Discuss what the business would need to support a desired timing and lifestyle.
- 03
Focus value-improvement work
Identify operational, reporting, and transferability factors worth addressing while time remains.
- 04
Coordinate the professional team
Bring tax, legal, M&A, valuation, insurance, and other specialists in with a clearer shared record.
The result
Planning with a living value narrative
Give clients an honest view over time
Value planning is not once and done. Re-valuations show a new point in time; corrections preserve the record when prior inputs were incomplete. That distinction keeps the planning conversation honest.
See what a documented analysis includesQuestions advisers ask
Clear answers before a conversation starts.
Why should a wealth adviser discuss business value with an owner?+
For many owners, the business is their largest illiquid asset. A financial plan is more useful when its assumed business value, timing, and risks are discussed explicitly.
Does AltosIQ provide investment or retirement advice?+
No. It provides business-value analysis and planning context. The adviser remains responsible for any investment, wealth-management, or financial-planning recommendations.
When should an owner begin exit planning?+
Before a sale is imminent—when there is still time to improve value drivers, strengthen documentation, and build a durable management and customer story.
Help the owner see the gap before time makes it expensive.
Review a sample report and see how a current value baseline can strengthen the exit-planning conversation.
AltosIQ supports documented valuation analysis and planning conversations. It does not replace credentialed appraisal work, legal or tax advice, formal fairness opinions, quality-of-earnings work, or independent investment diligence and decision-making.